Attention homeowners in Washington and Tazewell County: Need an appraisal?

See the top seven reasons why IL homeowners hire Crosstown Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a IL property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in IL by determining the true market value of real estate in question

Need help determining the price of your home in or near Washington, IL?
Contact Crosstown Appraisals.

We at Crosstown Appraisals understand the special needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are seasoned in helping homeowners just like you rid themselves of unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other homes close to yours. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Crosstown Appraisals is your best weapon.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Crosstown Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.